
The McLane Agency provides educational opportunities throughout the state for police,
fire and civilian employees related to debt management, retirement and estate planning.
Some of the topics that are covered in the training seminars and presentations are
as follows.
Debt and Finance Management
- Mortgage. To refinance or not?
- Use PLSD to pay off mortgage?
- Credit cards debt reduction
- Financing automobile
Investment Choices
- Sectors of the Market
- "Chasing the winners"
- Risk Tolerance: Conservative - Balanced - Moderate Growth - Growth
- +10% +10% - 10% = 2.9%
Retirement Plans
- Qualified
- Non-Qualified
- Voluntary Account
Retirement Systems
- Use of options
- Considerations and alternatives to traditional survivor options
Planning for Retirement
- Benefit Analysis
- Coordination of Assets
- IRS Code §72(t) – Penalty-free
income before age 59 ½
- Partial Lump-Sum Distribution
- Sick and Vacation time to the 457 plan
- Utilization of a Solo 401K for start up business
- Paying off debt with the PLSD "Pros & Cons"
Choosing a Financial Advisor
- Knowledge
- Experience
- Integrity
- Fees
Questions and Answers
Over the years, TMA has created approved TECLOSE classes for police officers. These seminars provide
the officers with CEU credit to keep their certification current. These classes
are also offered through the
Texas Municipal Police Association (TMPA) web site
or you may contact your TMA representative for more information
about where and when a class may be held.
Many of the same topics are available
by attending presentations that are provided at various venues throughout the state. Locate your city representative for more
information;
City Listing.
About the Instructors:
The McLane Agency, Inc. has a 50 year history
in Texas of assisting clients obtain their financial goals. Since 1954, TMA has
made the education of finance and retirement planning enjoyable and fun to those
that have attended their training seminars and presentations.
Todd McLane, Frank
McLane Jr., and Jim Schulmire are all Investment Advisor Representatives.
They all provide training and presentations at various cities
in the state. Their understanding of tax code, SEC regulations, and municipal pension
systems is shared with the class participants in a clear and concise manner. Helping
clients understand their financial choices is one of the main objectives during
the training presentations.
Learning how to improve your current financial situation,
and planning your retirement, makes for a much easier transition. Well thought out
decisions enable a client to retire with a much higher level of comfort for themselves
and their family. TMA can assist you in reaching that level of comfort. Call us
today.